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Extended by popular demand.
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Account ending: {(last_5)}
Member since: {(member_since)}
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Refer a friend to an eligible Travel, Gadget or Health
insurance plan and you could earn up to:
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10,000
Membership
Rewards® Points
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5,000
KrisFlyer
Miles
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Your friend gets covered. You both get rewarded.
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Membership Rewards® Card |
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Policy Purchased
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Referrer
Reward
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Referee
Reward
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Membership
Rewards®
Card
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My Travel Insurance
(Single Trip)
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5,000 Membership Rewards® Points
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2,500 Membership Rewards® Points
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My Travel Insurance
(Annual Multi-Trip)
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10,000 Membership Rewards® Points
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5,000 Membership Rewards® Points
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Gadget Insurance
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5,000 Membership Rewards® Points
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2,500 Membership Rewards® Points
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True Hospital/
Surgical Cash Plans
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10,000 Membership Rewards® Points
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5,000 Membership Rewards® Points
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KrisFlyer Miles Card |
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Policy Purchased
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Referrer
Reward
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Referee
Reward
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KrisFlyer
Miles Card
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My Travel Insurance
(Single Trip)
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2,500 KrisFlyer
Miles
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1,250 KrisFlyer
Miles
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My Travel Insurance
(Annual Multi-Trip)
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5,000 KrisFlyer
Miles
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2,500 KrisFlyer
Miles
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Gadget Insurance
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2,500 KrisFlyer
Miles
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1,250 KrisFlyer
Miles
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True Hospital/
Surgical Cash Plans
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5,000 KrisFlyer
Miles
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2,500 KrisFlyer
Miles
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Don't let a good referral go unrewarded.
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Start sharing today!
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go.amex/insrefer
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Offer till 31 January 2027
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Enter your Card number
to get a link
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Terms and Conditions for Insurance Member-Get-Member (MGM) Referral Programme Promotion (the "Promotion")
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This Promotion is only valid for new insurance policy(ies) successfully purchased by a Referee via the Referral Link
in accordance with the MGM T&Cs (as defined below) from 14 May 2026 to 31 January 2027 (both dates inclusive) (the
"Promotion Period").
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For the full terms and conditions of the Insurance Member-Get-Member (MGM) Referral Programme, visit
go.amex/insrefer (the "MGM T&Cs"). Capitalized terms not herein defined have the same meanings given to them
in the MGM T&Cs.
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To be eligible for the Referrer Reward and Referee Reward (collectively the "Rewards"), a Referee must purchase
an Eligible Insurance Plan with an Eligible Card within the Promotion Period, as indicated in the table below.
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Eligible Insurance Plan
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Referrer Reward
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Referee Reward
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Eligible Card
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Single Trip
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5,000 Membership Rewards® Points
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2,500 Membership Rewards® Points
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| • |
The Centurion® Card |
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The Platinum Card® |
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The American Express® Platinum Reserve Credit Card |
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The American Express® Platinum Credit Card |
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The American Express® Gold Card |
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The American Express® Personal Card |
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The American Express® Rewards Card |
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2,500 KrisFlyer Miles
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1,250 KrisFlyer Miles
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The American Express® Singapore Airlines Solitaire PPS Credit Card |
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The American Express® Singapore Airlines PPS Club Credit Card |
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The American Express® Singapore Airlines KrisFlyer Ascend Credit Card |
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The American Express® Singapore Airlines KrisFlyer Credit Card |
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Annual Multi-Trip
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10,000 Membership Rewards® Points
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5,000 Membership Rewards® Points
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| • |
The Centurion® Card |
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The Platinum Card® |
| • |
The American Express® Platinum Reserve Credit Card |
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The American Express® Platinum Credit Card |
| • |
The American Express® Gold Card |
| • |
The American Express® Personal Card |
| • |
The American Express® Rewards Card |
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5,000 KrisFlyer Miles
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2,500 KrisFlyer Miles
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| • |
The American Express® Singapore Airlines Solitaire PPS Credit Card |
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The American Express® Singapore Airlines PPS Club Credit Card |
| • |
The American Express® Singapore Airlines KrisFlyer Ascend Credit Card |
| • |
The American Express® Singapore Airlines KrisFlyer Credit Card |
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Gadget
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5,000 Membership Rewards® Points
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2,500 Membership Rewards® Points
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| • |
The Centurion® Card |
| • |
The Platinum Card® |
| • |
The American Express® Platinum Reserve Credit Card |
| • |
The American Express® Platinum Credit Card |
| • |
The American Express® Gold Card |
| • |
The American Express® Personal Card |
| • |
The American Express® Rewards Card |
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2,500 KrisFlyer Miles
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1,250 KrisFlyer Miles
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| • |
The American Express® Singapore Airlines Solitaire PPS Credit Card |
| • |
The American Express® Singapore Airlines PPS Club Credit Card |
| • |
The American Express® Singapore Airlines KrisFlyer Ascend Credit Card |
| • |
The American Express® Singapore Airlines KrisFlyer Credit Card |
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True Hospital Cash
|
10,000 Membership Rewards® Points
|
5,000 Membership Rewards® Points
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| • |
The Centurion® Card |
| • |
The Platinum Card® |
| • |
The American Express® Platinum Reserve Credit Card |
| • |
The American Express® Platinum Credit Card |
| • |
The American Express® Gold Card |
| • |
The American Express® Personal Card |
| • |
The American Express® Rewards Card |
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5,000 KrisFlyer Miles
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2,500 KrisFlyer Miles
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| • |
The American Express® Singapore Airlines Solitaire PPS Credit Card |
| • |
The American Express® Singapore Airlines PPS Club Credit Card |
| • |
The American Express® Singapore Airlines KrisFlyer Ascend Credit Card |
| • |
The American Express® Singapore Airlines KrisFlyer Credit Card |
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True Surgical Cash
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10,000 Membership Rewards® Points
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5,000 Membership Rewards® Points
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| • |
The Centurion® Card |
| • |
The Platinum Card® |
| • |
The American Express® Platinum Reserve Credit Card |
| • |
The American Express® Platinum Credit Card |
| • |
The American Express® Gold Card |
| • |
The American Express® Personal Card |
| • |
The American Express® Rewards Card |
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5,000 KrisFlyer Miles
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2,500 KrisFlyer Miles
|
| • |
The American Express® Singapore Airlines Solitaire PPS Credit Card |
| • |
The American Express® Singapore Airlines PPS Club Credit Card |
| • |
The American Express® Singapore Airlines KrisFlyer Ascend Credit Card |
| • |
The American Express® Singapore Airlines KrisFlyer Credit Card |
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The Referrer and Referee will respectively receive the Referrer Reward and the Referee Reward around twelve (12)
weeks after the Referee's insurance plan has been purchased.
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By participating in this Promotion, it is agreed that the Eligible Insurance Plan purchased within the Promotion
Period must be valid. If the Referee cancels the Eligible Insurance Plan within six (6) months from the date of
purchase, American Express International Inc. may charge such amounts equivalent to the Referrer Reward and
the Referee Reward to the Referrer's and Referee's Card Accounts respectively.
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American Express International Inc. reserves the right to change, suspend or terminate this Promotion, or make
changes to these terms and conditions due to business reasons, change in contractual terms with our partners,
unforeseen circumstances or matters beyond our reasonable control.
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Information is correct at the time of production.
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Eligible insurance is underwritten by Chubb Insurance Singapore Limited ("Chubb") and distributed by American
Express International Inc. ("AMEX"). It is not an obligation of, deposit in or guaranteed by AMEX. This is not a
contract of insurance. Full details of the terms, conditions and exclusions of the insurance are provided in the
policy wordings which can be viewed online prior to purchase. You are responsible for ensuring that any insurance
product you have applied for is suitable for you.
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Policy Owners' Protection Scheme
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This Policy is protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for Your Policy is automatic and no further action is required from You. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Chubb or visit the GIA or SDIC websites (www.gia.org.sg or www.sdic.org.sg).
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This is only product information provided by us and is not a contract of insurance. Accordingly, the information should be read and construed in light of, and subject to all terms, conditions and exclusions contained in the Policy. Please consider your objectives, financial situation or needs to decide if the product is appropriate for you. The above disclaimer applies to this entire marketing webpage. American Express International Inc., identifies insurance and products that may be of interest to some of its customers. In this role, we do not act as an agent or fiduciary for you, and we may act on behalf of the insurance provider, as permitted by law. We want you to be aware that we receive commissions from providers and commissions may vary by provider and product. Also, in some cases, an American Express entity may be the reinsurer and may earn reinsurance income. The arrangement we have with certain providers, including the potential to reinsure the products, may also influence what products we identify. We do not require you to purchase any insurance product, and you may choose to cover your insurance needs from other sources on terms they may make available to you.
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American Express International Inc. (UEN S68FC1878J)
1 Marina Boulevard, #22-00, One Marina Boulevard, Singapore 018989.
americanexpress.com.sg. Incorporated with Limited Liability in the State of Delaware, U.S.A.
® Registered Trademark of American Express Company. © Copyright 2026 American Express Company. |
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