Up to S$50 statement credits when you refer a friend.

Account ending: {(last_5)}
Member since: {(member_since)}

Hello {(fullname)}

You've got them covered. We've got you rewarded

Peace of mind is a powerful thing - even more so when shared.

Refer a friend to an eligible Amex Insurance plan and enjoy rewards for every plan that protects. From trip mishaps to tech slip-ups, hospital stays to surgery - there's coverage for life's curveballs, and a bonus for sharing it.

Referral Rewards at a Glance

Earn statement credits when you refer a friend to an eligible Amex insurance plan.
You both get rewarded - here's how much:

Your Reward

Your Friend's Reward

My Travel Insurance

For cancelled plans and crises abroad.

Annual Multi-Trip

S$20

Single Trip

S$5

My Gadget Insurance

For theft, drops, spills - and second chances.

Gadget Insurance

S$15

True Hospital Cash

Daily payouts that ease recovery.

True Hospital Cash

S$50

True Surgical Cash

A lump sum when it matters most.

True Surgical Cash

S$50

How it works:

Enter your Card number at
go.amex/insrefer

XXXXX

Get your link

Send

Send it to a friend

They make a purchase. You both enjoy the bonus. It's that simple.

Find out more

go.amex/insrefer

Promotion Period: Now till 31st Dec 2025

Because some rewards are too good to keep to yourself.

Enjoy.

Terms and Conditions for Insurance Member-Get-Member (MGM) Referral Programme Promotion (the “Promotion”)

This Promotion is only valid for new insurance policy(ies) successfully purchased by a Referee via the Referral Link in accordance with the MGM T&Cs (as defined below) from now to 31 December 2025 (both dates inclusive) (the “Promotion Period”).

For the full terms and conditions of the Insurance Member-Get-Member (MGM) Referral Programme, visit go.amex/insrefer (the “MGM T&Cs”). Capitalized terms not herein defined have the same meanings given to them in the MGM T&Cs.

To be eligible for the Referrer Reward and Referee Reward (collectively the “Rewards”), a Referee must purchase an Eligible Insurance Plan with an Eligible Card within the Promotion Period, as indicated in the table below.

Eligible Insurance Plan	Referrer Reward	Referee Reward
Annual Multi‑Trip	S$20 statement credits	S$20 statement credits
Single Trip	S$5 statement credits	S$5 statement credits
Gadget	S$15 statement credits	S$15 statement credits
True Hospital Cash / True Surgical Cash	S$50 statement credits	S$50 statement credits

Eligible Cards

• The Centurion® Card

• The Platinum Card®

• The American Express® Platinum Reserve Credit Card

• The American Express® Platinum Credit Card

• The American Express® Gold Card

• The American Express® Personal Card

• The American Express® Rewards Card

• The American Express® Singapore Airlines Solitaire PPS Credit Card

• The American Express® Singapore Airlines PPS Club Credit Card

• The American Express® Singapore Airlines KrisFlyer Ascend Credit Card

• The American Express® Singapore Airlines KrisFlyer Credit Card

• The American Express® True Cashback Card

• The American Express® Singapore Airlines Business Credit Card

The Referrer and Referee will respectively receive the Referrer Reward and the Referee Reward around ten (10) weeks after the Referee's insurance plan has been purchased.

By participating in this Promotion, it is agreed that the Eligible Insurance Plan purchased within the Promotion Period must be valid. If the Referee cancels the Eligible Insurance Plan within six (6) months from the date of purchase, American Express International Inc. may charge such amounts equivalent to the Referrer Reward and the Referee Reward to the Referrer's and Referee's Card Accounts respectively.

American Express International Inc. reserves the right to change, suspend or terminate this Promotion, or make changes to these terms and conditions due to business reasons, change in contractual terms with our partners, unforeseen circumstances or matters beyond our reasonable control.

Information is correct at the time of production.

Eligible insurance is underwritten by Chubb Insurance Singapore Limited (“Chubb”) and distributed by American Express International Inc. (“AMEX”). It is not an obligation of, deposit in or guaranteed by AMEX. This is not a contract of insurance. Full details of the terms, conditions and exclusions of the insurance are provided in the policy wordings which can be viewed online prior to purchase. You are responsible for ensuring that any insurance product you have applied for is suitable for you.

Policy Owners' Protection Scheme

My Travel Insurance, True Surgical Cash and True Hospital Cash policies are protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for Your Policy is automatic and no further action is required from You. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Chubb or visit the GIA or SDIC websites (www.gia.org.sg or www.sdic.org.sg).

This is only product information provided by us and is not a contract of insurance. Accordingly, the information should be read and construed in light of, and subject to all terms, conditions and exclusions contained in the Policy. Please consider your objectives, financial situation or needs to decide if the product is appropriate for you. The above disclaimer applies to this entire marketing webpage. American Express International Inc., identifies insurance and products that may be of interest to some of its customers. In this role, we do not act as an agent or fiduciary for you, and we may act on behalf of the insurance provider, as permitted by law. We want you to be aware that we receive commissions from providers and commissions may vary by provider and product. Also, in some cases, an American Express entity may be the reinsurer and may earn reinsurance income. The arrangement we have with certain providers, including the potential to reinsure the products, may also influence what products we identify. We do not require you to purchase any insurance product, and you may choose to cover your insurance needs from other sources on terms they may make available to you.

Your Card Member information above helps to verify American Express as the sender of this email. Learn about email security or report suspicious email at go.amex/sgsecurity.

To Unsubscribe

If you received this email at a different email address, the email was forwarded to you. Log into Online Services to choose your own privacy choices (go.amex/sgmychoice).
Not registered yet?
Register your Card for online services today (go.amex/sgregister).

Alternatively, if you do not wish to receive email offers from American Express in the future, please visit the Email Preferences page (go.amex/sgemailpref) on the American Express Website. Please note that if you choose to unsubscribe, you may not receive any future emails from American Express, including emails which may contain important information and updates on your American Express® Card(s).

To Contact Us

Got questions or feedback? Please chat with us via the Amex SG app (m.amex/sgmobilechat) or call our Customer Service (go.amex/sgcontactus).

We have put in place measures to safeguard your online shopping experience with American Express SafeKey. To ensure that you will always be able to receive your One Time Password (OTP), please update us with your latest mobile number or email address at go.amex/sgcontactdetail.

American Express International Inc. (UEN S68FC1878J)
1 Marina Boulevard, #22-00, One Marina Boulevard, Singapore 018989.
americanexpress.com.sg. Incorporated with Limited Liability in the State of Delaware, U.S.A.
® Registered Trademark of American Express Company. © Copyright 2025 American Express Company.