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Better rewards. Better math. Refer a friend today.
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Account ending: {(last_5)}
Member since: {(member_since)}
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One Trip. Same Spend.
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More Rewards.
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Let's do the math.
You were already planning your trip. Now you're getting rewarded for it.
From now till 31 Aug 2026, when you refer a friend
to an eligible insurance plan, both of you earn up to
10,000 Membership Rewards® Points
or 5,000 KrisFlyer miles.
But here's where it gets interesting.
If you're purchasing My Travel Insurance, you could be stacking:
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¹ 10% statement credit Amex Offer is valid till 31 July 2026
² Samsonite limited-time offer is valid from 1 Apr to 31 May 2026
T&Cs apply
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Which means the same trip... now comes with luggage, savings, Membership Rewards® Points and miles.
Don't stop there.
You can add up your miles or points just as quickly when
you refer a friend to an eligible Gadget or Health insurance plan.
It's the same rewarding equation, applied to the things
that matter most to them.
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go.amex/insrefer
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Enter your Card number at go.amex/insrefer
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Share the link with your friend
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Some trips just take you places.
Others pay you back along the way.
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Membership Rewards® Card |
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Policy Purchased
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Referrer Reward
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Referee Reward
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Membership Rewards® Card
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My Travel Insurance (Single Trip)
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5,000 Membership Rewards® Points
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2,500 Membership Rewards® Points
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My Travel Insurance (Annual Multi-Trip)
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10,000 Membership Rewards® Points
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5,000 Membership Rewards® Points
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Gadget Insurance
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5,000 Membership Rewards® Points
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2,500 Membership Rewards® Points
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True Hospital/ Surgical Cash Plans
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10,000 Membership Rewards® Points
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5,000 Membership Rewards® Points
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KrisFlyer Miles Card |
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Policy Purchased
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Referrer Reward
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Referee Reward
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KrisFlyer Miles Card
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My Travel Insurance (Single Trip)
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2,500 KrisFlyer Miles
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1,250 KrisFlyer Miles
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My Travel Insurance (Annual Multi-Trip)
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5,000 KrisFlyer Miles
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2,500 KrisFlyer Miles
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Gadget Insurance
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2,500 KrisFlyer Miles
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1,250 KrisFlyer Miles
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True Hospital/ Surgical Cash Plans
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5,000 KrisFlyer Miles
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2,500 KrisFlyer Miles
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Terms and Conditions for My Travel Insurance Limited-Time Offer
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The promotion is only valid for new online purchases of My Travel Insurance from 1 April 2026 to 31 May 2026
(both dates inclusive) (promotional period). New online purchases refer to new My Travel Insurance Annual
Multi-Trip policy successfully purchased during the promotional period.
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Eligible Annual Multi-Trip Policy:
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Standard Plan (Asia Pacific and Worldwide): Samsonite Mobile Solution Eco Classic Duffel Bag (worth S$180)
is applicable for all new online purchases of Standard Annual Multi-Trip plans (Asia Pacific, Worldwide excl.
USA, Canada & Cuba or Worldwide excl. Cuba).
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Superior Plan (Asia Pacific): Samsonite Minter Spinner 20" luggage (worth S$550) is applicable for all new online purchases of Superior Annual Multi-Trip plans (Asia Pacific). |
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Superior Plan (Worldwide): Samsonite Cubuz Spinner 28" luggage (worth S$600) is applicable for all new online purchases of Superior Annual Multi-Trip plans (Worldwide excl. USA, Canada & Cuba or Worldwide excl. Cuba). |
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Each customer is entitled to a maximum of one (1) set of Samsonite duffel bag or Samsonite luggage per purchase of My Travel Insurance Policy. Gift images are for illustration purposes only.
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To be eligible for the complimentary Samsonite duffel bag or Samsonite luggage, your travel insurance policy needs to be active.
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If the original gift is unavailable due to reasons beyond our control, American Express International Inc. may substitute the original gift with other gift(s) of reasonably comparable value.
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For avoidance of doubts, the "gifts" defined within these Terms and Conditions are Samsonite Mobile Solution Eco Classic Duffel Bag, Samsonite Minter Spinner 20" luggage and Samsonite Cubuz Spinner 28" luggage.
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Please note that this Promotion is organised by American Express International Inc, administered and fulfilled by
Chubb Insurance Singapore. The redemption email and the steps to take to redeem the gift(s) will be sent by
Chubb to the primary policy holder stated email address within 8 weeks from the date of new purchase of My
Travel Insurance Annual Multi-Trip Policy.
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American Express International Inc. reserves the right, to change, suspend or terminate these promotion or terms
and conditions due to business reasons, change in contractual terms with our partners, and/or unforeseen
circumstances.
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Information is correct at the time of production.
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My Travel Insurance is underwritten by Chubb Insurance Singapore Limited ("Chubb") and distributed by
American Express International Inc. ("AMEX"). It is not an obligation of, deposit in or guaranteed by AMEX. This is
not a contract of insurance. Full details of the terms, conditions, and exclusions of the insurance are provided in
the policy wordings which can be viewed online prior to purchase. You are responsible for ensuring that any
insurance product you have applied for is suitable for you.
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This is only product information provided by us and is not a contract of insurance. Accordingly, the information
should be read and construed in light of, and subject to all terms, conditions and exclusions contained in the
Policy. Please consider your objectives, financial situation or needs to decide if the product is appropriate for you.
The above disclaimer applies to this entire marketing webpage. American Express International Inc. identifies
insurance and products that may be of interest to some of its customers. In this role, we do not act as an agent or
fiduciary for you, and we may act on behalf of the insurance provider, as permitted by law. We want you to be
aware that we receive commissions from providers and commissions may vary by provider and product. Also, in
some cases, an American Express International Inc. entity may be the reinsurer and may earn reinsurance income.
The arrangement we have with certain providers, including the potential to reinsure the products, may also
influence what products we identify. We do not require you to purchase any insurance product, and you may
choose to cover your insurance needs from other sources on terms they may make available to you.
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Terms and Conditions for Insurance Member-Get-Member (MGM) Referral Programme Promotion (the "Promotion")
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This Promotion is only valid for new insurance policy(ies) successfully purchased by a Referee via the Referral Link
in accordance with the MGM T&Cs (as defined below) from 14 May to 31 August 2026 (both dates inclusive) (the
"Promotion Period").
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For the full terms and conditions of the Insurance Member-Get-Member (MGM) Referral Programme, visit
go.amex/insrefer (the "MGM T&Cs"). Capitalized terms not herein defined have the same meanings given to them
in the MGM T&Cs.
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To be eligible for the Referrer Reward and Referee Reward (collectively the "Rewards"), a Referee must purchase
an Eligible Insurance Plan with an Eligible Card within the Promotion Period, as indicated in the table below.
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Eligible Insurance Plan
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Referrer Reward
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Referee Reward
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Eligible Card
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Single Trip
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5,000 Membership Rewards® Points
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2,500 Membership Rewards® Points
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The Centurion® Card |
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The Platinum Card® |
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The American Express® Platinum Reserve Credit Card |
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The American Express® Platinum Credit Card |
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The American Express® Gold Card |
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The American Express® Personal Card |
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The American Express® Rewards Card |
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2,500 KrisFlyer Miles
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1,250 KrisFlyer Miles
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The American Express® Singapore Airlines Solitaire PPS Credit Card |
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The American Express® Singapore Airlines PPS Club Credit Card |
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The American Express® Singapore Airlines KrisFlyer Ascend Credit Card |
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The American Express® Singapore Airlines KrisFlyer Credit Card |
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Annual Multi-Trip
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10,000 Membership Rewards® Points
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5,000 Membership Rewards® Points
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The Centurion® Card |
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The Platinum Card® |
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The American Express® Platinum Reserve Credit Card |
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The American Express® Platinum Credit Card |
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The American Express® Gold Card |
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The American Express® Personal Card |
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The American Express® Rewards Card |
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5,000 KrisFlyer Miles
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2,500 KrisFlyer Miles
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The American Express® Singapore Airlines Solitaire PPS Credit Card |
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The American Express® Singapore Airlines PPS Club Credit Card |
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The American Express® Singapore Airlines KrisFlyer Ascend Credit Card |
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The American Express® Singapore Airlines KrisFlyer Credit Card |
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Gadget
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5,000 Membership Rewards® Points
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2,500 Membership Rewards® Points
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The Centurion® Card |
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The Platinum Card® |
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The American Express® Platinum Reserve Credit Card |
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The American Express® Platinum Credit Card |
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The American Express® Gold Card |
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The American Express® Personal Card |
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The American Express® Rewards Card |
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2,500 KrisFlyer Miles
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1,250 KrisFlyer Miles
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The American Express® Singapore Airlines Solitaire PPS Credit Card |
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The American Express® Singapore Airlines PPS Club Credit Card |
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The American Express® Singapore Airlines KrisFlyer Ascend Credit Card |
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The American Express® Singapore Airlines KrisFlyer Credit Card |
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True Hospital Cash
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10,000 Membership Rewards® Points
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5,000 Membership Rewards® Points
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The Centurion® Card |
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The Platinum Card® |
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The American Express® Platinum Reserve Credit Card |
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The American Express® Platinum Credit Card |
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The American Express® Gold Card |
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The American Express® Personal Card |
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The American Express® Rewards Card |
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5,000 KrisFlyer Miles
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2,500 KrisFlyer Miles
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The American Express® Singapore Airlines Solitaire PPS Credit Card |
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The American Express® Singapore Airlines PPS Club Credit Card |
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The American Express® Singapore Airlines KrisFlyer Ascend Credit Card |
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The American Express® Singapore Airlines KrisFlyer Credit Card |
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True Surgical Cash
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10,000 Membership Rewards® Points
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5,000 Membership Rewards® Points
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The Centurion® Card |
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The Platinum Card® |
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The American Express® Platinum Reserve Credit Card |
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The American Express® Platinum Credit Card |
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The American Express® Gold Card |
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The American Express® Personal Card |
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The American Express® Rewards Card |
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5,000 KrisFlyer Miles
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2,500 KrisFlyer Miles
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The American Express® Singapore Airlines Solitaire PPS Credit Card |
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The American Express® Singapore Airlines PPS Club Credit Card |
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The American Express® Singapore Airlines KrisFlyer Ascend Credit Card |
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The American Express® Singapore Airlines KrisFlyer Credit Card |
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The Referrer and Referee will respectively receive the Referrer Reward and the Referee Reward around twelve (12) weeks after the Referee's insurance plan has been purchased.
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By participating in this Promotion, it is agreed that the Eligible Insurance Plan purchased within the Promotion
Period must be valid. If the Referee cancels the Eligible Insurance Plan within six (6) months from the date of
purchase, American Express International Inc. may charge such amounts equivalent to the Referrer Reward and
the Referee Reward to the Referrer's and Referee's Card Accounts respectively.
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American Express International Inc. reserves the right to change, suspend or terminate this Promotion, or make
changes to these terms and conditions due to business reasons, change in contractual terms with our partners,
unforeseen circumstances or matters beyond our reasonable control.
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Information is correct at the time of production.
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Eligible insurance is underwritten by Chubb Insurance Singapore Limited ("Chubb") and distributed by American
Express International Inc. ("AMEX"). It is not an obligation of, deposit in or guaranteed by AMEX. This is not a
contract of insurance. Full details of the terms, conditions and exclusions of the insurance are provided in the
policy wordings which can be viewed online prior to purchase. You are responsible for ensuring that any insurance
product you have applied for is suitable for you.
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Policy Owners' Protection Scheme
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This Policy is protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for Your Policy is automatic and no further action is required from You. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Chubb or visit the GIA or SDIC websites (www.gia.org.sg or www.sdic.org.sg).
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This is only product information provided by us and is not a contract of insurance. Accordingly, the information should be read and construed in light of, and subject to all terms, conditions and exclusions contained in the Policy. Please consider your objectives, financial situation or needs to decide if the product is appropriate for you.The above disclaimer applies to this entire marketing webpage. American Express International Inc., identifies insurance and products that may be of interest to some of its customers. In this role, we do not act as an agent or fiduciary for you, and we may act on behalf of the insurance provider, as permitted by law. We want you to be aware that we receive commissions from providers and commissions may vary by provider and product. Also, in some cases, an American Express entity may be the reinsurer and may earn reinsurance income. The arrangement we have with certain providers, including the potential to reinsure the products, may also influence what products we identify. We do not require you to purchase any insurance product, and you may choose to cover your insurance needs from other sources on terms they may make available to you.
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American Express International Inc. (UEN S68FC1878J) 1 Marina Boulevard, #22-00, One Marina Boulevard, Singapore 018989. americanexpress.com.sg. Incorporated with Limited Liability in the State of Delaware, U.S.A.
® Registered Trademark of American Express Company. © Copyright 2026 American Express Company. |
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